I started my first blog around 2012. It was a natural hair blog and it was a total flop! Lol! It’s cool though because everyone is entitled to making mistakes. There are so many things that I didn’t do and so many things I wish I had known beforehand. Initially, I decided to blog as a hobby because of my love for writing. I thought it would be fun to share my thoughts and knowledge with the world.
It wasn’t until a few years ago that I learned blogging can and has made people a ton of money. Never did I think I could get paid to write about things I like to write about. That would be way too easy, right? Wrong!
Since my first blog in 2012, I have went on to create four more blogs and I currently am still managing two of those. The other two…well, let’s just say they didn’t work out as I had thought they would.
I have experienced a lot of ups and downs with money. Fresh out of high school, I got a credit card offered. Not thinking I would get approved anyways, I applied and I was approved for a $300 limit, I believe it was. So, not much but it was more than enough for me. That was the biggest mistake I could have made in regards to my credit.
I spent the money and because I didn’t pay the money back. I had plans to pay it back but let’s face it, I had more important things I could spend my money on…at least I thought they were more important. Looking back, whatever it was probably wasn’t all that important.
I was young and apparently still a little immature. It wasn’t long before I realized what the seriousness of that one decision. It seems that my credit was downhill from there. I got a few collection accounts on my credit that drowned my credit.
As if that wasn’t good enough, I went and enrolled in college and my debt went from a little over $2,000 all the way to over $11,000 and still counting thanks to those student loans. I have decided that I want to buy a home for my family and adopt. To do this I need to raise my credit.
I have been doing a ton of research on everything from getting out of debt to raising my credit score. I decided to take my newfound knowledge about personal finance and use it to help other women in situations similar to mine, get out of debt and take control of their finances.
That’s when I got the idea to create ‘The Moneycoaster’ as a resource for women of all ages who need help navigating the ups and downs of money. So buckle up and enjoy the ride!
Thank you for going on this ride with me!